inquest

Chapter 5 - The Price of Loyalty

The Franklin County Municipal Court holding tank was cold, crowded, and reeked of commercial bleach and stale sweat.

Richard sat on a concrete bench, his canvas jacket stained with mud, his hands shaking with cold and suppressed rage. Ethan sat two benches over, his designer jacket torn at the shoulder, staring at his sneakers in sullen silence. Father and son—the twin pillars of the Vance family—huddled together in county jail orange.

By 10:00 AM on Friday morning, Teresa had managed to secure a second-tier bail bondsman who agreed to post Richard’s eighty-thousand-dollar bond, but only after Teresa signed over the title to her personal crossover vehicle and agreed to a crippling ten percent weekly fee.

When Richard shuffled out of the processing facility into the pale gray daylight, he looked twenty years older.

Teresa was waiting by the curb in a rented subcompact car, her eyes swollen from weeping.

"Ethan is still inside," Teresa sobbed as Richard collapsed into the passenger seat. "The judge raised his bail because of your arrest last night! They called it an ongoing pattern of intimidation against the victim! Richard, what are we going to do?!"

Richard rubbed his bruised jaw, his teeth grinding audibly. "Where is Claudia?"

"She’s at home," Teresa sniffled. "She’s hysterical. Her sorority president saw the viral video of Ethan. They told her she might be removed from the executive board before graduation. She blames Audrey for ruining her life."

Richard pulled out his cracked flip phone. "Take me to the office. I need to draw from the company account. We’ll pay Ethan’s full cash bond ourselves."

"Richard... there is no money in the company account," Teresa whispered, her voice barely audible over the hum of the heater.

Richard turned his head slowly, his eyes wide. "What did you say?"

"A courier delivered a letter to the office this morning while you were in processing," Teresa said, reaching into her purse with trembling fingers and handing him a certified envelope with red legal markings. "It’s from Apex Capital."

Richard snatched the envelope, ripping the paper so violently it tore into three pieces.

*NOTICE OF ACCELERATION AND DEMAND FOR IMMEDIATE REPAYMENT.*

The words seemed to scream off the page:

*Pursuant to the default of commercial promissory note #4982, and following formal legal notification from the Estate of David Vance repudiating the fraudulent and unverified personal guarantee submitted under his name, Apex Capital Holdings hereby exercises its right to accelerate the entire outstanding balance of $784,210.00.*

*Be advised: A lis pendens has been filed against the commercial assets of Vance Contracting, LLC, and a foreclosure proceeding has been initiated against the primary residential property located at 412 Maplewood Drive, Columbus, Ohio.*

*Full payment is demanded within seventy-two hours, failing which all assets will be seized for sheriff's auction.*

Richard’s vision tunneled. The paper fluttered from his numb fingers onto the floor mat.

"No," Richard croaked. "No, David’s estate was supposed to cover that. The lawyer was supposed to settle it out of the life insurance!"

"David never signed it, Richard!" Teresa cried out, beating her fists against the steering wheel. "David told them it was a forgery before he died! He set a trap for you! He knew you’d forge his name!"

Before Richard could speak, his phone rang.

It was Claudia.

Richard answered on speaker. "Claudia—"

"Dad!" Claudia wailed through the speakers. "Where is Audrey?! Why isn't she answering her phone?! My tuition payment for the final semester is due on Monday! The bursar's office sent me an email saying the automated payment from David and Audrey’s joint account was cancelled! I can't register for graduation without it!"

Richard closed his eyes, a sensation of suffocating pressure crushing his chest.

"Audrey cut off the account, Claudia," Richard whispered hoarsely.

"What do you mean she cut it off?!" Claudia screamed, her voice dripping with the exact same entitled venom as her mother’s. "She promised! David promised! I don't care about Ethan’s car or your dumb loans! I need twenty-four thousand dollars by Monday morning, or I get kicked out of the dorms! Make her pay it, Dad! Go over there and make her pay it!"

"I CAN’T!" Richard roared into the phone, the sound echoing through the small cabin of the rental car. "I am on house arrest! If I step within five hundred feet of that girl, I spend the next five years in Marysville Correctional! She has us by the throat, Claudia! She has us all by the throat!"

On the other end of the line, Claudia went completely silent for five seconds before hanging up.

Twenty minutes later, Audrey Vance was sitting on the back patio of her home, drinking fresh coffee in the brisk morning air. A private security guard hired by Stephen Vance stood watch by the side gate, his arms folded across his chest.

Her phone buzzed. A text message from Claudia appeared on the screen:

*Audrey, please. I know Dad and Ethan did horrible things to you, but I wasn't there! I didn't hit you! I didn't take the car! Why are you punishing me? You promised you’d pay for my senior year. It’s twenty-four thousand dollars. If you don't pay it, I don't get my degree. Please, Audrey. We’re sisters.*

Audrey stared at the screen.

She remembered Claudia’s text from the day of David’s funeral: *Can’t make it. I have plans.*

Audrey typed back five words:

*Ask Dad for the money.*

May you like

She blocked the number, set the phone down on the glass table, and watched the morning sun finally break through the thick Ohio clouds.

***

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