Chapter 7 - THE CRUMBLING EMPIRE

The financial collapse of Sutton’s bridal empire didn't take months; it happened in a matter of days.
With Declan’s American Express cards revoked and his family’s legal team moving swiftly to sever all financial ties, Sutton’s event-planning business found itself drowning in over two hundred thousand dollars of unpaid vendor invoices, non-refundable venue deposits, and defaulted high-interest micro-loans.
By the following Tuesday, the first foreclosure notice appeared on the door of her rented boutique office in Old Town Alexandria.
I was sitting in my corporate underwriting office when my phone rang. The caller ID showed an unlisted number, but I didn't need caller ID to know who was on the other end.
I swiped to answer.
“Marin?” Sutton’s voice sounded hollow, cracked, and ragged, completely stripped of its usual haughty arrogance. “Marin, please... you have to help me.”
I didn't say anything. I let the silence stretch across the phone line.
“They’re locking me out of the office,” she sobbed softly, the sound of street traffic audible in the background. “The bank froze my business accounts. The vendors are threatening to sue me personally for the floral contracts, and Mom and Dad said they can’t afford to bail me out because Dad’s commercial properties are tied up in litigation.”
“That’s unfortunate, Sutton,” I replied, my voice calm and steady.
“Unfortunate?” Her voice flared with a brief flash of her old temper before collapsing back into pathetic desperation. “Marin, I’m ruined! My business is gone, my wedding is a national joke, and everyone in town is treating me like a criminal!”
“You committed a felony assault,” I reminded her gently. “People usually treat criminals like criminals.”
“It was a joke! A stupid joke!” she wailed. “Please drop the lawsuit! Drop the criminal charges! If I get a felony conviction, I can never work in event planning again!”
“That sounds like a very sensible outcome for someone who uses industrial hardware as footwear accessories,” I said.
“Please, Marin! We’re sisters! Think of all the years we grew up together! Where is your heart?”
“My heart is currently resting on a padded footrest because I needed stitches in my heel,” I said coldly. “You spent your entire life believing that you could hurt people, step on people, and destroy their property without ever facing a single consequence because Mom and Dad would always clean up your mess.”
I leaned back in my office chair, looking out the glass window toward the D.C. skyline.
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“Well, Mom and Dad aren't here to save you this time, Sutton. Talk to your lawyer. If you have one left.”
I hung up the phone.