Chapter 6 - Freefall in the BMW

The sound of the heavy front door slamming shut echoed across the front lawn like a gunshot. A second later, the metallic click of the deadbolt locked into place.
Brian remained on his knees, clutching the brochure to his chest, his eyes wide and vacant. Rain began to mist down through the bare branches of the oak trees, coating his hair and face in cold moisture.
“Brian! Get up!” Melissa shrieked, pulling at his coat sleeve with hysterical force. “Get up! What is wrong with you? She stole our house! She sold *our* inheritance!”
“It was never your inheritance, Melissa!” Greg snapped, his face pale as he backed toward his car. “The woman is alive! You can’t inherit property from someone who isn’t dead! And if she sold it legally, that 1.4 million belongs entirely to her! I’m leaving before the squad cars get here. Do not call my office about this!”
Greg jumped into his Audi, threw the car in reverse, and peeled down the street, tires screeching against the damp asphalt.
Melissa dragged Brian down the porch steps and shoved him into the passenger seat of his BMW before getting behind the wheel herself. She slammed the door, locked it, and turned the heater on blast, her chest heaving with uncontrolled rage.
“Call her!” Melissa screamed, smacking the dashboard with both hands. “Call the nursing home! Call Brookmeadow! She must have checked in early! She’s probably sitting there in some room right now with a check for 1.4 million in her purse! Brian, call them right now!”
Brian’s fingers were shaking so hard he dropped his phone twice before unlocking it. He found the contact for Brookmeadow Senior Living and hit dial, putting it on speakerphone.
The line rang three times before a polite, cheerful voice answered. “Brookmeadow Senior Care, this is Sarah speaking. How can I help you today?”
“Yes! Hello!” Brian shouted into the phone, his voice cracking. “My name is Brian Gable! My mother, Elaine Gable, was scheduled for intake! Is she there? Did she arrive today?”
There was a brief typing sound on the other end. “Gable... let me check our registry. Ah, yes, Mr. Gable. We received a notification regarding Elaine Gable this morning at ten o'clock.”
Brian let out a breath he didn't realize he’d been holding. He looked at Melissa, a desperate spark of hope returning to his eyes. “She’s there? Thank God. Can you transfer me to her room?”
“Oh, she isn’t here, Mr. Gable,” the receptionist replied smoothly. “Her legal counsel, Mr. Arthur Vance, contacted our director this morning. Mrs. Gable officially canceled her application, withdrew her name from the waiting list, and instructed us to refund the five-thousand-dollar deposit.”
Melissa lunged toward the phone. “To what account did you refund it? That was our deposit!”
“According to the notes here, ma'am, the deposit check was written from the joint account of Brian and Elaine Gable,” the receptionist said, her tone growing cooler. “The funds were returned to the primary holder’s account, per standard protocol.”
“What primary holder?” Brian yelled. “I opened that account with her five years ago!”
“Mrs. Elaine Gable was listed as the sole primary owner; your name was merely an authorized user,” the receptionist answered briskly. “And furthermore, Mr. Vance instructed us that if you or your wife contact our facility again, we are to report it as harassment under an active restraining petition. Have a wonderful day.”
*Click.*
The line went dead.
Silence hung heavy inside the BMW, broken only by the roar of the heater blowing hot air against the windshield.
“Authorized user?” Melissa turned to Brian, her eyes bulging with venomous disbelief. “You told me you were fifty-fifty on all her accounts! You told me you had full control of her pension and the death benefits from Thomas!”
“I... I thought I did!” Brian stuttered, clutching his head in his hands. “Dad handled all the bank paperwork before he died! He set up the accounts! He told me my name was on them so I could help Mom pay the bills if anything happened!”
“You idiot!” Melissa screamed, slamming her palms into the steering wheel. “You absolute, incompetent idiot! We have two hundred thousand dollars in credit card debt! The balloon payment on the country club membership is due next month! We just leased this car because you swore we’d have her house by December! What did you do with the eighty-five thousand dollars you took from her trust?”
Brian’s voice dropped to a terrified whisper. “I... I lost it in crypto, Melissa. You know that. I thought I could double it and put it back before she noticed.”
“Well, she noticed!” Melissa shrieked. “She’s out there with 1.4 million dollars in cash, and we are going to lose everything!”
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Before Brian could reply, his phone began to vibrate violently on the center console.
The caller ID displayed a number he recognized instantly: *Arthur Vance, Attorney at Law.*