Chapter 4 - Uninvited Guests

I didn’t sleep a single minute that night.
Instead, I sat at the kitchen island with my laptop, printing out five years of property tax records, my deed of ownership, the original title insurance policy, and every bank statement associated with my personal checking account.
At 6:30 AM, my best friend and real estate attorney, Maya, answered my call on the first ring.
"Sloan? It's six in the morning. Did something happen with Vance?"
"Maya, I need an emergency title audit," I said, my voice hoarse. "And I need you to pull up the county recorder’s database right now."
I quickly explained the bridge loan memo, the unauthorized wire transfer, and Evelyn’s chilling phone call. On the other end of the line, I heard the rapid clacking of Maya’s keyboard.
"Give me two minutes," Maya said, her tone suddenly professional and alert.
The silence stretched between us for what felt like an eternity. I could hear the coffee maker dripping on the counter, the steady rhythm keeping time with my racing pulse. Up the hall, the guest bedroom door remained shut. Vance hadn’t emerged.
"Sloan," Maya finally spoke, her voice laced with disbelief. "When did you sign a durable power of attorney?"
My heart stopped. "I didn't."
"There is a digital filing submitted to the county records office three days ago," Maya said grimly. "It bears your electronic signature and a notary stamp from a mobile notary service. It grants Vance full authorization to manage, encumber, and execute financing instruments on real property owned in your name."
"That's fraud," I gasped, clutching the marble edge of the island. "I never saw that document! We signed our marriage license and some basic insurance beneficiary forms at the courthouse, but—"
"The mobile notary," Maya interrupted. "Did Vance bring someone to the house?"
Flashbacks hit me in violent waves. Two days after the wedding, Vance had invited a woman over who claimed to be from the city registrar's office, carrying a tablet. He had told me she was verifying our address for our tax credits. I had signed my name on the digital pad three times.
"He set me up," I whispered. "From the very beginning."
"Listen to me carefully, Sloan," Maya urged. "I am filing an immediate emergency fraud notice with the county recorder right this second. It will place an administrative red flag on the title, freezing any pending liens. But that only buys us time. If a private predatory lender already disbursed cash to Tatum based on that fraudulent power of attorney, they might still try to enforce the collateral."
"What do I do?"
"Call a locksmith. Call the local precinct and explain that an unauthorized party is attempting to take physical possession of your property today. And Sloan... do not let them cross the threshold of that front door."
I hung up. Before I could dial the locksmith, the sound of heavy tires crunching over the gravel driveway shattered the morning quiet.
I walked to the living room window and parted the white sheer curtains.
It wasn't noon. It was barely 7:15 AM.
Parked directly across my driveway was a massive rented moving truck, blocking my sedan completely. Behind it sat Evelyn’s silver Mercedes.
The driver's door of the moving truck swung open, and out stepped Greg, Tatum's hulking, scruffy husband. From the passenger side, Tatum hopped down onto the gravel, wearing oversized designer sunglasses and holding an iced coffee.
From the Mercedes, Evelyn emerged, dressed in an immaculate beige pantsuit, clutching a thick manila folder under her arm.
They walked up the stone walkway toward my front porch with the relaxed, entitled confidence of landlords visiting a tenant.
Behind me, footsteps sounded on the hardwood stairs. Vance appeared, dressed in clean jeans and a sweater, looking down at the driveway with a smirk of absolute relief.
May you like
"Looks like the family is here," Vance announced brightly, reaching for the front doorknob. "Time to welcome your new roommates, Sloan."
***